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Payment Policy

Payment Policy

Introduction

At Tech-Blum, we are committed to providing a secure, transparent, and reliable payment experience for all customers. This Payment Policy explains the accepted payment methods, payment security measures, billing procedures, and important terms related to transactions made on our website.

By placing an order on Tech-Blum, you agree to the terms outlined in this Payment Policy.

Company Information

This Payment Policy applies to purchases made from:

Webshop Name: Tech-Blum
Legal Owner: K-Commerce Ltd
Company Registration Number: 16447575

Registered Address:
5 Observer Close
Freethorpe
Norwich
NR13 3QR
England

Contact Details

📧 Email: info@tech-blum.com
📞 Phone: +44 1603 987654

Customer Service Hours (GMT):
Monday to Friday: 09:00 – 17:00
Saturday & Sunday: Closed

Accepted Payment Methods

Tech-Blum accepts secure and widely trusted payment methods to ensure convenience and safety for our customers.

Available payment options may include:

  • Major credit cards (Visa, MasterCard, and others)

  • Debit cards issued by UK banks

  • Additional payment methods that may be displayed at checkout

The exact payment options available to you will always be shown during the checkout process.

Currency

All prices displayed on the Tech-Blum website are listed in British Pounds Sterling (GBP £) unless stated otherwise.

Any currency conversion applied by your bank or payment provider is outside of our control.

Payment Processing

  • Full payment is required at the time of checkout

  • Orders are not processed or shipped until payment is successfully completed

  • Once payment is confirmed, you will receive an order confirmation email

  • Tech-Blum reserves the right to place orders on hold or cancel them if additional payment verification is required

Payment Security

Your payment security is extremely important to us.

  • All transactions are protected using SSL encryption

  • Payments are processed through PCI-DSS–compliant third-party payment gateways

  • Tech-Blum does not store or have access to full payment card details

These measures ensure that your financial information remains confidential and secure at all times.

Failed or Declined Payments

If your payment is declined or fails, please:

  • Verify that your card details are correct

  • Ensure sufficient funds are available

  • Contact your bank or card provider if the issue persists

Orders with failed or declined payments will not be processed or shipped.

Fraud Prevention

To protect both our customers and our business, Tech-Blum reserves the right to:

  • Verify payment details

  • Request additional information for high-risk transactions

  • Cancel orders suspected of fraud or unauthorized activity

These actions are taken solely to maintain a secure shopping environment.

Billing Information Accuracy

Customers are responsible for providing accurate and complete billing information during checkout.

Tech-Blum is not responsible for payment delays, order cancellation, or processing issues caused by incorrect billing details.

Refunds & Chargebacks

  • Refunds are handled in accordance with our Refund & Returns Policy

  • Approved refunds are issued to the original payment method

  • Refunds are processed within 10 days after the returned item is received and inspected

  • Unauthorized or unjustified chargebacks may result in order suspension or account restrictions

We strongly encourage customers to contact our support team before initiating a chargeback so we can resolve the issue quickly and fairly.

Taxes

Prices displayed on Tech-Blum include applicable taxes unless otherwise stated.
Any additional charges will be clearly shown before payment confirmation.

Payment Disputes

If you experience any payment-related issues, please contact our customer support team before opening a dispute or chargeback. We are committed to resolving payment concerns professionally and efficiently.

Policy Updates

Tech-Blum reserves the right to update or modify this Payment Policy at any time.
Any changes will be published on this page and take effect immediately.

Contact Us

If you have any questions regarding payments or billing, please contact us:

📧 Email: info@tech-blum.com
📞 Phone: +44 1603 987654